Medicaid for Assisted Living in Indiana

Everything you need to know about Medicaid eligibility, waiver programs, income limits, and how to apply in Indiana. Updated for 2026.

Assisted Living Waiver Status

Detailed waiver information for Indiana is being compiled. Contact your state Medicaid office for the most current information.

How to Apply for Medicaid in Indiana

Determine Eligibility

Review the income and asset limits below. Use our free Medicaid Eligibility Checker to get a quick estimate of whether you may qualify.

Gather Required Documents

You will need proof of income (Social Security statements, pension), bank statements, property deeds, insurance policies, and identification documents.

Submit Your Application

Apply through your state Medicaid office (online, by phone, or in person). Many states also accept applications through the federal Health Insurance Marketplace.

Complete the Assessment

If financially eligible, you will undergo a functional assessment to determine your level-of-care needs for assisted living or other long-term care services.

Receive Determination

Your state will notify you of approval or denial, usually within 45-90 days. If approved for a waiver, you may be placed on a waiting list depending on availability.

Check Your Medicaid Eligibility

Our free tool estimates whether you may qualify based on your income, assets, and state of residence.

Free Medicaid Eligibility Checker Cost Calculator

Frequently Asked Questions

Medicaid coverage for assisted living in Indiana varies. Contact your state Medicaid office for the most current information on available waiver programs.

Income limits vary by state and are updated annually. Contact your state Medicaid office or use our free Medicaid Eligibility Checker for current limits.

Most states have a 60-month (5-year) look-back period, though some states differ. This is the period during which Medicaid reviews any asset transfers you made before applying.

The Medicaid application process in Indiana typically takes 45-90 days from submission to determination. Complex cases involving trusts, property, or recent asset transfers may take longer. If approved for a waiver program, there may be an additional waiting list period.

Your primary home is generally exempt from Medicaid asset calculations if you or your spouse lives in it, or if you intend to return home. However, Medicaid may place a lien on the home and pursue estate recovery after your passing. Consult with an elder law attorney for strategies specific to Indiana.

Medicaid Guides for Other States

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