Updated 2026 Data
Memory Care Cost (2026)
Memory care facilities provide 24/7 specialized care for individuals with Alzheimer's disease, dementia, and other memory impairments. These communities feature secure environments, structured routines, and staff trained in cognitive care.
National Median (2026)
$6,935/mo
per month
Annual Cost
$83,220
per year at median
Cost Range
$5,000 - $10,000
low to high nationally
Get a Personalized Cost Estimate
National averages don't tell the full story. Enter your zip code for costs specific to your area.
Use Cost Calculator (Free)Memory Care vs. Other Care Types â Cost Comparison
| Care Type | Low | Median | High | Annual |
|---|---|---|---|---|
| Assisted Living | $3,500 | $5,350 | $8,000 | $64,200 |
| Memory Care | $5,000 | $6,935 | $10,000 | $83,220 |
| Nursing Home | $7,500 | $9,733 | $12,000 | $116,796 |
| Home Care | $3,500 | $5,148 | $7,500 | $61,776 |
| Independent Living | $2,000 | $3,500 | $5,500 | $42,000 |
| Adult Day Care | $1,300 | $1,885 | $2,800 | $22,620 |
All costs are monthly estimates for United States (National Median). Source: Genworth Cost of Care Survey.
Memory Care Cost by State
Click a state to see city-level pricing, Medicaid options, and local facilities.
Alabama$4,500/moAlaska$9,500/moArizona$5,700/moArkansas$5,100/moCalifornia$7,593/moColorado$6,700/moConnecticut$8,300/moDelaware$7,200/moFlorida$5,833/moGeorgia$5,100/moHawaii$8,200/moIdaho$5,400/moIllinois$6,500/moIndiana$5,700/moIowa$5,500/moKansas$5,800/moKentucky$5,200/moLouisiana$4,700/moMaine$7,300/moMaryland$6,500/moMassachusetts$8,100/moMichigan$5,900/moMinnesota$6,400/moMississippi$4,400/moMissouri$4,800/moMontana$5,800/moNebraska$5,900/moNevada$5,500/moNew Hampshire$7,800/moNew Jersey$8,200/moNew Mexico$5,500/moNew York$7,500/moNorth Carolina$5,800/moNorth Dakota$5,700/moOhio$6,100/moOklahoma$4,700/moOregon$7,100/moPennsylvania$6,500/moRhode Island$7,600/moSouth Carolina$5,200/moSouth Dakota$5,500/moTennessee$5,400/moTexas$5,561/moUtah$5,300/moVermont$7,600/moVirginia$6,500/moWashington$7,400/moWest Virginia$5,100/moWisconsin$6,300/moWyoming$6,200/moDistrict of Columbia$9,000/mo
Frequently Asked Questions
The national median cost of memory care is $6,935 per month in 2026. Costs range from $5,000 to $10,000 depending on location, room type, and level of care needed.
Medicare generally does not cover memory care costs for long-term stays. However, Medicaid may cover some costs through state waiver programs. VA benefits may also be available for eligible veterans. Use our Medicaid Eligibility Checker or VA Benefits guide for details.
States in the South and Midwest tend to have the lowest memory care costs. Use our state-by-state cost tool below to compare exact pricing in your area.
Options include: Medicaid waiver programs, VA Aid and Attendance benefits, long-term care insurance, selling or renting a home, life insurance conversion, and bridge loans. Our Savings Runway Calculator can help you plan financially.
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