2026 Data for Massachusetts
Independent Living Cost in Massachusetts (2026)
Independent Living costs in Massachusetts compared to the national average, with city-level breakdowns, payment options, and Medicaid coverage information.
Monthly Median
$3,500/mo
Annual Cost
$42,000
Cost Range
$2,000 - $5,500
vs National
+0%
â above average
Get YOUR Cost Estimate in Massachusetts
Statewide averages are a starting point. Enter your zip code for hyper-local pricing.
Use Cost Calculator (Free)All Care Type Costs in Massachusetts
| Care Type | Low | Median | High | Annual |
|---|---|---|---|---|
| Assisted Living | $3,500 | $5,350 | $8,000 | $64,200 |
| Memory Care | $5,000 | $6,935 | $10,000 | $83,220 |
| Nursing Home | $7,500 | $9,733 | $12,000 | $116,796 |
| Home Care | $3,500 | $5,148 | $7,500 | $61,776 |
| Independent Living | $2,000 | $3,500 | $5,500 | $42,000 |
| Adult Day Care | $1,300 | $1,885 | $2,800 | $22,620 |
All costs are monthly estimates for Massachusetts. Source: Genworth Cost of Care Survey.
Other Care Types in Massachusetts
How to Pay for Independent Living in Massachusetts
Frequently Asked Questions
The median monthly cost of independent living in Massachusetts is $3,500 as of 2026. Costs range from $2,000 to $5,500 depending on location and level of care. This is 0% above the national median.
Many states offer Medicaid waiver programs that can help cover independent living costs. Check our Massachusetts Medicaid page for current eligibility requirements, waiver details, and how to apply.
Costs vary significantly by city within Massachusetts. Use our Cost Calculator to compare pricing in specific cities, or browse city-level data below.